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The Rise of Storm Chaser Scams: What You Should Know
After severe storms, it’s common for homeowners to feel overwhelmed. With the stress of dealing with damage, you may be tempted to hire the first contractor that knocks on your door. However, acting quickly without doing thorough research can lead to falling victim to the alarming trend of storm chaser scams. Knowing how to spot these untrustworthy contractors is crucial to protecting your home and finances.
Understanding Storm Chasers
Storm chasers are contractors who travel to areas affected by severe weather, offering quick repairs. Although they may seem helpful, these individuals often do not have reputable practices. They might request cash upfront for repairs, which may not be conducted with the proper materials or safety measures. In many cases, these scammers aim to get paid directly from your insurance settlement, leaving you vulnerable if the promised work isn't completed satisfactorily.
10 Warning Signs of a Storm Chaser
Protecting your home starts with knowing the warning signs of storm chasers. Here are crucial indicators to watch out for, ensuring you don’t fall victim to contractor scams:
- Solicitation door-to-door right after a storm
- Promising to cover your insurance deductible (this is insurance fraud)
- Vague contracts lacking specific dollar amounts
- No proof of insurance or construction license
- Your responsibility to obtain necessary building permits
- Unmarked vehicles or vague company identification
- No local references available
- Unrealistically low estimates
- Using a PO box instead of a physical address
- Out-of-area license plates
Protecting Your Investment
Using a storm chaser can lead to devastating consequences for your home. Without proper insurance, any accidents that occur during repairs could result in hefty bills for you. Additionally, warranties may become void if work isn’t done right. This can trap homeowners in a cycle of poor repairs and unresolved issues.
Taking Action Against Storm Chasers
Educating yourself on how to choose a qualified contractor is paramount. Always verify their local presence, check their credentials, and read reviews from previous customers. By investing a bit of time upfront, you can save yourself from future headaches linked to contractor scams.
If you've recently suffered storm damage, take a moment to review these points before hiring a contractor. Knowing the signs of storm chasers can safeguard your investment in your home!
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